Chapter 7 of the Bankruptcy Code provides for “liquidation” – the sale of a debtor’s nonexempt property and the distribution of the proceeds to creditors.

Richard is a seasoned bankruptcy law attorney, representing debtors in Chapter 7 and 13 bankruptcies. He is also registered before the Patent and Trademark Office as a Patent Attorney. Richard has also taken creditor side work in order to represent debtor clients more effectively. He also served as a former Managing Attorney for a large national firm.

A chapter 7 bankruptcy case does not involve the filing of a plan of repayment as in chapter 13. Instead, the bankruptcy trustee gathers and sells the debtor’s nonexempt assets and uses the proceeds of such assets to pay holders of claims (creditors) in accordance with the provisions of the Bankruptcy Code.

  • Accurate determination of Ch. 7 discharge eligibility at initial consultation
  • Avoidance of Involuntary Judicial Liens
  • Determine whether you make too much to qualify for Ch. 7.
  • Know ahead of time what you’ll have to pay in Ch. 7 if anything.
  • Know what gets discharged and what doesn’t.
  • Find out what debts are subject to being excepted from a discharge.